Preferred polar bear habitat is said to be 50% concentration or higher over continental shelves, which describes all but the fringes of sea ice extent today, including Hudson Bay, the Southern Beaufort, and the Barents Sea.
However, polar bears – excellent swimmers that they are – are quite capable of utilizing areas with 15-50% sea ice concentration if necessary (Durner et al. 2004; Rode et al. 2014:79), especially when prey are plentiful. This would account for the fact that there are still sightings of polar bears in and around northern Newfoundland (see previous post here and photo below1), where ice concentration is in the 30-50% range.